Clover 0% Rate – Cash Discount / Dual Pricing

Clover 0% Cash Discounting Processing Fees

It’s all about having a choice. iSmart Payments is offering to our Clover merchants no with our 0% Cash Discount APP processing option. This is offered in the Green Piggy Bank App by MyBMR that eliminates Clover merchants expenses with assuming the transaction is with a card and not a cash sale.

This is for all digital transactions, which now gets paid by the end consumer. We offer merchants an integrated product all while adhering to regulations ensuring compliance. Plus the 0% cash discount app will offer your customers a discount for paying with cash.

You can now eliminate nearly all of your processing fees, finally a tool to reduce your overall costs. Cash Discount offers the small business owner a way to recoup most of the cost associated with accepting digital payments. Very cool!

Please remember, for your dual pricing model to be compliant, you must advertise the credit card price to your customers.

MyBMR APP Green PiggyBank Clover Edge 0% No Card Processing Fees
dual pricing model

Cash Discount / Dual Pricing Video:

The No Fees Cash Discount App:

Clover Edge 0% No Card Processing Fees How It Works

Dual Pricing Non Cash Rate To The Customer = 4%. 
A $100 (sale) X 4% = $104, amount charged to your customers card. 

Discount Rate To The Merchant = 3.8461%.
Merchant is billed 3.8461% on the $104 (104 X 3.8461% = $3.999944 = a $4 fee) charged to you the merchant which equals the $4.00 billed to the cardholder – merchant amount equates to the consumer amount. $104.00 (settled) minus (-) $4.00 (discount rate)= $100 (merchant net funded)

The merchant’s business does not receive any part of the 4% fee as it is the assumed full price without the cash discount (dual pricing). Remember, you can offer a discount to your customers for using cash but you may not increase the cost of using a credit card.

Cash Discount App Video:

iSmart Payments Will Get You Started:

1 – We set up your 3.8461% discount rate when we board your Clover Account. We will set your account with a Daily Discount.

2 – You will choose the Essentials Plan ($14.95 a mo) or higher in your Clover dashboard.

3 – You will download the Green PiggyBank App by MyBMR ($19.95 per mo.) and follow the prompts.

Clover Cash Discount App Edge 0% Cash Discounting Dual Pricing

Clover No Fees App Highlights:

  • Fully compliant with “Cash Discounting” guidelines

  • Dramatically Reduce processing fees: Recoup the majority of the fees incurred for payment processing

  • Easy to print and use signage for the point of sale and storefront
  • BONUS: Integrated Customer Rewards Program included with SMS and email features
  • BONUS: Invoice customers directly from the app great for Service Industry

  • BONUS: Label printing directly from the app with any of Clover already integrated Label Printers.

Get Started With Clover No Fees Today!

Greg G Kapitan of iSmart Payments

What makes Clover 0% Cash Discount / Dual Pricing App from iSmart Payments so good? Getting double support. Not only directly from Clover/Fiserv on the 1-855 corporate level, but also yours truly on the iSmart Payments level. Greg G. Kapitan. You can call or text me at: 801.205.1955 anytime. We are here to help!

Fiserv Clover Office