Modern Payment Processing for Businesses Nationwide
Helping businesses keep more of every sale, get paid faster, and simplify the way they accept payments.
✔ Increase Your Profitability
✔ Get Paid Faster
✔ Accept More Ways to Pay
✔ Modernize the Customer Experience
✔ Payment Experts Since 2009
Whether you’re a retail store, restaurant, contractor, healthcare provider, auto shop, or service business, iSmart Payments offers payment solutions designed around the way you do business.
Contact iSmart Payments at 801-205-1955 to learn more.
Secure Payment Technology & PCI Compliance
Accept payments confidently with secure technology that supports Apple Pay, Google Pay, EMV chip cards, contactless payments, and PCI-compliant processing.
- Apple Pay
- Google Pay
- Contactless Payments
- EMV Chip Cards
- Tap-to-Pay Technology
- PCI-Compliant Technology
Meet Your Merchant Services Consultant
Greg Kapitan | Payment Technology Consultant | Since 2009 | iSmart Payments
For more than 17 years, I’ve helped business owners understand payment technology and implement solutions that reduce costs, simplify operations, and improve the customer payment experience.
Today, I help business owners across retail, healthcare, automotive, restaurants, contractor services, self-storage, and many other industries choose payment technology that fits the way they operate.
Helping Businesses With
✔ Payment Processing
✔ Modern POS Systems
✔ Dual Pricing
✔ ACH Payments
✔ Text-to-Pay
✔ Industry-Specific Payment Solutions
Learn more about Greg’s experience on LinkedIn or view iSmart Payments’ A+ Better Business Bureau rating.
Modern Dual Pricing Credit Card Terminals
Payment Solutions That Help You Keep More Revenue
Modern Dejavoo payment terminals help businesses reduce—and in many cases eliminate—payment processing costs while delivering fast, secure checkout experiences.
✔ Reduce Payment Processing Costs
✔ Speed Up Customer Checkout
✔ Get Paid Faster with Next-Business-Day Funding
✔ Accept Payments Anywhere You Do Business
✔ No Long-Term Commitment
Flexible Payment Solutions for Growing Businesses
Traditional merchant services expenses continue to rise year after year.
Our dual pricing solutions help businesses reduce—and in many cases eliminate—out-of-pocket payment processing costs while maintaining a smooth customer experience.
Our PayAnywhere Mobile Smart Terminal is an ideal solution for businesses on the go or for countertop use at your location, offering flexibility, convenience, and reliable performance.
Why Businesses Choose PayAnywhere
- Complimentary Payment Equipment Available
- Mobile & Countertop Payment Solutions
- Tap-to-Pay & Mobile Wallet Acceptance
- Modern POS Systems
- Online & Mobile Payment Options
- Flexible Payment Technology That Grows With Your Business
The PayAnywhere Smart POS system combines payment processing, inventory management, reporting, customer-facing displays, and receipt printing into one modern checkout solution designed to simplify daily business operations.
Modern Clover POS Systems & Payment Technology
Serve Customers Anywhere with Clover Flex
Clover Flex lets you accept payments wherever business happens—at the counter, curbside, on the sales floor, at a customer’s location, or in the field. Its compact design combines fast checkout with the flexibility modern businesses need.
The Clover Mini POS system enables you to manage customer tips, track employee activity, monitor inventory, and much more—all in a compact, powerful device.
Station Solo POS W/CD – $799
Station Duo POS W/CD – $999
Real Dual Pricing Savings Based On A 4% Rate Reduction
| Mo Card Volume: | Mo Savings | 1 Year Savings | 10 Year Savings |
|---|---|---|---|
| $5,000 | $200 | $2,400 | $24,000 |
| $10,000 | $400 | $4,800 | $48,000 |
| $20,000 | $800 | $9,600 | $96,000 |
| $50,000 | $2,000 | $24,000 | $240,000 |
| $100,000 | $4,000 | $48,000 | $480,000 |
| $250,000 | $10,000 | $120,000 | $1,200,000 |
| $500,000 | $20,000 | $240,000 | $2,400,000 |
Dual Pricing Programs for Transparent Customer Checkout
iSmart Payments offers modern payment solutions designed to simplify operations and improve customer experiences all with dual pricing.
iSmart Payments helps small businesses modernize payment systems while reducing unnecessary processing expenses.
Clover POS Systems
Manage inventory, reporting, employees, and payments with powerful Clover POS solutions built for growing businesses.
Tap to Pay Solutions
Accept contactless payments quickly and securely with modern NFC-enabled payment devices.
Mobile & Wireless Processing
Take payments anywhere with wireless terminals and mobile processing solutions designed for businesses on the go.
Merchant Services for Multiple Industries
We help businesses across many industries simplify payment processing and reduce costs.
Restaurant Credit Card Processing
Fast tableside payments, online ordering integration, and restaurant POS solutions.
Salon & Spa Payment Processing
Appointment-friendly POS systems with modern checkout experiences.
Contractor & Service Business Payments
Mobile invoicing, wireless terminals, and on-site payment solutions for service professionals.
Retail Payment Processing
Inventory-friendly POS systems with advanced reporting and customer management tools.
Why Businesses Choose iSmart Payments
Explore Dual Pricing Payment Solutions
Ready to lower merchant service fees and modernize your payment systems?
iSmart Payments helps businesses modernize payment systems, simplify customer checkout experiences, and reduce payment processing expenses with compliant dual pricing solutions and advanced POS technology.
- Dual Pricing Solutions
- Transparent Pricing Programs
- Card & Non-Card Pricing Solutions
- Equipment Options
- Streamlined Merchant Account Setup
- Next-day Funding
- U.S.-Based Support
- Modern POS Technology
- Transparent Merchant Services
Contact iSmart Payments For Dual Pricing Credit Card Processing
What is it about iSmart Payments apart when it comes to credit card processing machines for small businesses?
It’s the power of dual support. Not only do you receive top-tier assistance from our corporate partners, North and Fiserv, but you also get direct, local support from iSmart.
iSmart Payments is a proud member of the Better Business Bureau, holding an A+ rating and standing strong in our commitment to service and integrity.
Greg Kapitan
The Payment Tech Man
Payment Technology Consultant Since 2009 – iSmart Payments
Greg Kapitan has been helping businesses evaluate payment processing solutions, POS systems, ACH payment technology, dual pricing programs, and business payment systems since 2009. Through iSmart Payments and its industry-focused brands, Greg works with businesses across automotive, healthcare, retail, restaurants, self-storage, contractors, salons, pet grooming, and professional service industries.
Contact iSmart Payments at 801-205-1955 to learn more.
FAQs About Dual Pricing, Dejavoo, PayAnywhere, Clover POS Systems & Payment Processing
How does dual pricing actually work for a small business?
Dual pricing allows your business to display two prices — one for cash or ACH payments and another for credit card payments. It works similarly to how many gas stations display separate cash and credit prices. For example, if your listed cash price is $100, the card price may display as $103 or $104 depending on your setup. This helps businesses offset rising credit card processing costs while still giving customers a transparent payment choice.
Can iSmart Payments really help eliminate credit card processing fees?
Many businesses are surprised how much they can reduce — and sometimes nearly eliminate — their out-of-pocket processing expenses with dual pricing. Instead of absorbing expensive card fees on every transaction, businesses can transparently display both card and non-card pricing. This allows owners to keep more revenue while maintaining a modern customer checkout experience.
Do I have to sign a long-term contract?
No. One of the biggest frustrations business owners have with payment processing companies is getting locked into lengthy agreements with cancellation penalties. iSmart Payments offers flexible solutions with no long-term contracts, no hidden cancellation fees, and transparent setup options.
How fast do businesses receive their deposits?
Most approved merchants receive next A.M. funding on qualifying transactions. That means businesses can often process payments today and have funds deposited into their checking account the very next morning, helping improve cash flow and simplify operations.
Do you offer complimentary credit card machines and POS systems?
Yes we do. Many businesses qualify for our complimentary payment terminals, wireless credit card machines, countertop systems, and mobile POS solutions through iSmart Payments. Available equipment may include Dejavoo terminals, Clover POS systems, and PayAnywhere mobile devices depending on your business type and processing setup.
What Clover POS systems does iSmart Payments support?
iSmart Payments supports a full lineup of Clover POS systems including Clover Flex, Clover Mini, Clover Station Solo, and Clover Station Duo. Clover systems are popular because they combine payment processing, inventory management, reporting, employee tracking, customer management, and modern touchscreen checkout experiences in one platform.
Is PayAnywhere a good option for mobile businesses and contractors?
Absolutely. PayAnywhere mobile payment systems are especially popular with contractors, food trucks, mobile businesses, service professionals, and businesses that need to accept payments on the go. The system allows businesses to accept tap-to-pay, Apple Pay, Google Pay, EMV chip cards, and contactless payments directly from a smartphone or wireless terminal.
Why are Dejavoo payment terminals becoming so popular?
Dejavoo terminals have become popular because they combine modern touchscreen technology with dual pricing capabilities, wireless connectivity, customer-facing displays, and fast payment processing. Many businesses also prefer Dejavoo because the terminals are easy to use, support tap-to-pay transactions, and create a more professional checkout experience compared to older payment machines.
Can customers still use Apple Pay and tap-to-pay with dual pricing?
Yes. Customers can still pay using Apple Pay, Google Pay, tap-to-pay cards, mobile wallets, and contactless payments exactly like they normally would. Dual pricing simply displays both the card and cash price before the customer completes the transaction.
What types of businesses work best with iSmart Payments?
iSmart Payments works with many different industries including restaurants, retail stores, salons, auto repair shops, contractors, food trucks, medical offices, self-storage facilities, service businesses, and professional offices. Businesses with higher average tickets often see especially strong savings from dual pricing programs.
Will switching payment processors interrupt my business operations?
In most cases, setup is quick and straightforward. Many businesses are approved within minutes, and equipment can often be programmed and shipped quickly. The goal is to make the transition smooth without disrupting daily business operations or customer checkout experiences.
What makes iSmart Payments different from other merchant service companies?
Many payment companies focus only on processing transactions. iSmart Payments focuses on helping businesses modernize payments while reducing unnecessary fees. Businesses receive both corporate support from major payment technology providers like Clover, Fiserv, North, Dejavoo, and PayAnywhere, along with direct personal support from Greg and the iSmart Payments team.
What is the difference between dual pricing and surcharging?
Although people sometimes use the terms interchangeably, dual pricing and surcharging are actually different payment models. Surcharging adds a separate fee at checkout when a customer pays with a credit card. Dual pricing, on the other hand, displays both the cash price and the card price upfront before the customer pays.
Many businesses prefer dual pricing because it creates a more transparent customer experience. Customers clearly see both payment options ahead of time rather than seeing an added fee appear at the register. Dual pricing programs have become increasingly popular in restaurants, auto repair shops, retail stores, salons, contractors, plumbing, HVAC, and service businesses looking to offset rising payment processing costs while maintaining a modern checkout experience.
What states allow surcharging vs dual pricing programs?
Dual pricing programs are allowed in all 50 states when properly disclosed to customers because the business is displaying both the card price and non-card price upfront before the transaction takes place. Many business owners prefer dual pricing because customers clearly see both pricing options ahead of time rather than seeing an additional fee added at checkout.
Surcharge programs are different and have more restrictions depending on the state and card brand rules. In my opinion, this is one reason many businesses are moving toward dual pricing instead of traditional surcharging. States including Connecticut, Massachusetts, Maine, Colorado, Oklahoma, and New York have specific regulations regarding how surcharges can be presented or disclosed. In addition, surcharge fees cannot be applied to debit card transactions nationwide.
Businesses considering either program should always ensure they are using compliant signage, properly programmed payment terminals, and transparent customer disclosures. Many modern Clover POS systems, Dejavoo terminals, and dual pricing payment solutions are specifically designed to help businesses display pricing clearly and remain compliant.
