Merchant Services Rates Offered By iSmart Payments:
iSmart Payments offers the best Credit Card Processing with a 0% Dual Pricing rates options to business owners. See our two rate offerings below:
Interchange .35%
(40% + savings – fees paid by business)
Interchange (.35%) is an Interchange Plus Rate platform starting at .35% basis points or lower. Businesses pay the fees at an interchange rate.
- .35% Debit Cards With a PIN.
- 1.39% Debit & Credit Cards no PIN.
- 2.25 % AMEX / Rewards.
- 2.99% Manually Keyed-in Virtual Terminal.
- Average of All Cards = 1.72%.
Edge 0%
(90% + savings – fees included in sale total)
Edge (0%) is a 0% Rate Dual Pricing platform. The 4% processing fees are included in sale total. Or Customers can pay in cash.
- 0% Debit Cards With a PIN.
- 0% Debit & Credit Cards no PIN.
- 0% AMEX / Rewards.
- 0% Manually Keyed-in.
- Average of All Cards = 0%.
What Will A 3.5% Rate Savings Will Save My Business
With Edge 0% Rate Option?
e.g. $10,000 (card processing volume) at a 3.5% rate savings = $350 monthly savings.
| Mo Card Volume: | Mo Savings | 1 Year Savings | 5 Year Savings | 10 Year Savings |
|---|---|---|---|---|
| $5,000 | $175 | $2,100 | $10,500 | $21,000 |
| $10,000 | $350 | $4,200 | $21,000 | $42,000 |
| $20,000 | $700 | $8,400 | $42,000 | $84,000 |
| $50,000 | $1,750 | $21,000 | $105,000 | $210,000 |
| $100,000 | $3,500 | $42,000 | $210,000 | $420,000 |
| $250,000 | $8,750 | $105,000 | $525,000 | $1,050,000 |
