Payment Processing Automotive Repair. 0% Card Process Rates

Payment Processing for Auto Repair
Process Credit Cards At 0%

iSmart Payments understands that your average ticket amount is larger than many small business. This is why we offer our Edge 0% Dual Pricing and Interchange .35% credit card payment processing rate options. We’ll show your shop how to keep more of your shop’s revenue by keeping credit card payment processing very low. Automotive repair payment processing for your shop we call it our Automotive SmartPay at iSmart Payments.

Countertop Smart Credit Card Processing Machine

e.g. $10,000 (card processing volume) at a 3.5% rate savings = $350 monthly savings.

Mo Card Volume:Mo Savings 1 Year Savings5 Year Savings10 Year Savings
$5,000$175$2,100$10,500$21,000
$10,000$350 $4,200$21,000$42,000
$20,000$700 $8,400 $42,000$84,000
$50,000$1,750$21,000$105,000$210,000
$100,000$3,500$42,000$210,000$420,000
$250,000$8,750$105,000$525,000$1,050,000

Automotive POS Systems To Grow And Manage Your Shop

Micros Retail Systems Automotive Repair Payment Processing

Smart Point of Sale Systems for your Automotive Business. Track and manage the following:

  • Sales
  • Recurring billing
  • Employees
  • Inventory
  • And whatever you create active fields for

iSmart Payments Rate Options

Interchange .35%

(40% + savings – fees paid by business)

iSmart Payments credit card processing rate

Interchange (.35%) is an Interchange Plus Rate platform starting at .35% basis points or lower. Businesses pay the fees at an interchange rate.

  • .35% Debit Cards With a PIN.
  • 1.39% Debit & Credit Cards no PIN. 
  • 2.25 % AMEX / Rewards.
  • 2.99% Manually Keyed-in Virtual Terminal.
  • Average of All Cards = 1.72%.

Edge 0%

(90% + savings – fees included in sale total)

iSmart Payments credit card processing rate

Edge (0%) is a 0% Rate Dual Pricing platform. The 4% processing fees are included in sale total. Or Customers can choose a 4% discount for paying cash.

  • 0% Debit Cards With a PIN.
  • 0% Debit & Credit Cards no PIN. 
  • 0% AMEX / Rewards.
  • 0% Manually Keyed-in.
  • Average of All Cards = 0%.

Example: The Savings From $37,926 Card Volume
Using Our Interchange .35% Pricing Option

$847 Monthly Savings

$10,165 Annual Savings

$30,495 Three Year Savings

In this example, you can see the huge amount of savings this shop is saving year after year! We will set up your automotive repair payment processing with our dual pricing for your shop. And iSmart Payments will help you make an easy and smooth transition.

iSmart Payments Interchange Plus .35% Savings Automotive Repair Payment Processing

Example: The Savings from $37,926 Card Volume
Using Our Edge 0% Cash Discount Dual Pricing Option

$1,875 Monthly Savings

$22,494 Annual Savings

$67,482 Three Year Savings

In this example, you can see another huge amount of savings this shop is experiencing year after year! We will set up your automotive repair payment processing with our dual pricing for your shop. And, iSmart Payments will help you make an easy and smooth transition.

iSmart Payments Edge 0% Statement Savings Automotive Repair Payment Processing

AMEX OptBlue 1.85% – 2.65% Low Rates for your Auto Shop!

Lower Rates

Enjoy Lower AMEX OnePoint rates

American Express OptBlue offers merchants lower rates and is a more affordable way to accept American Express cards.

One Statement

All Cards On One Statements

All cards on one single settlement statement with all your card transactions instead of two.

Single Deposit

One Fast Deposit

One simple and easy to reconcile funding path into your bank account instead of two.

One Contact

One Point Of Contact Customer

One easy to reach point of contact for customer support, if it is ever needed.

See How Our Dual Pricing Cash Discounting Works:

Get Started With Automotive SmartPay by iSmart Payments Today!

    Free PayAnywhere Countertop Dual Pricing Smart Terminal

    iSmart Payments will come to your shop and set up your new Smart Terminal and PIN pad for you. Get all of the Automotive Repair Payment Processing you need to accept all the various modern payment types for your customers. The PayAnywhere Countertop Smart Terminal  & Smart PIN Pad is a great choice with all of its robust features. The PAX A80 & SP30 is packed with impressive usability for both you and your shops customers.

    • Smart touch terminal with Ethernet and WiFi connectivity.
    • A generously sized 4″ touchscreen with Android PayAnywhere software installed.
    • An EMV chip card, NFC contactless for Apple Pay and Android Pay as well as a magstripe reader.
    • For your customers who want to use their PIN, it includes a PIN debit and EBT acceptance pad.
    • Includes a built-in receipt printer that is front-facing.
    • Includes a built-in front-facing camera for easy barcode scanning of your products.
    • 4G/3G + WiFi + Bluetooth + Ethernet + dial

    Three Funding Options For Your Business! 


    ✔️ Next A.M. Funding – Standard.

    ✔️ Same Day Funding – Optional.

    ✔️ Instant Funding – Optional.

    Create Your Own In-House Automotive Services Payments Plan

    Create your own installment automotive payment plan with our Payments Hub virtual terminal. Safeguard your customers personal and account information. Leverage a streamlined platform to start accepting payments for recurring products and services like a Automotive Services Payments Plan. You’ll stand out from your competitors.

    Customized To Your Automotive Business Needs

    • Build customer profiles
    • Automate email or text invoices
    • Schedule billing
    • Send out invoices by email, SMS or text
    • Send out billing or charge notifications
    • And so much more. . .
    North American Bancard Payments Hub Virtual Terminal Automotive Repair Payment Processing

    Recurring Payments To Your Customers For Auto Repair Services
    Made Simple By Payments Hub

    Send Out Invoices Automotive SmartPay Payment Repair Processing
    Payment Invoice Sent Automotive SmartPay Payment Repair Processing

    Automotive Repair Payment Processing

    Get Started With Automotive SmartPay Today!

    With tracking to your door directly from PayAnywhere / North American Bancard in just two days!

    FedEx Delivery Truck
    Greg G Kapitan of iSmart Payments

    What makes Automotive SmartPay from iSmart Payments so good? Getting double support. Not only from NAB on the 1-877 corporate level, but also yours truly on the iSmart Payments level. Greg G Kapitan. You can call or text me at: 801-205-1955 anytime. We are here to help!

    North American Bancard Staff Automotive Smart Pay Automotive Repair Payment Processing