Payments Hub Is A Faster, More Convenient Way to Manage and Grow Your Business

Everything Payments. One Place.

Payments Hub gives you one secure online dashboard to accept payments, send invoices, manage customers, and track your business.

✓ Credit Cards & ACH Payments
✓ Email & Text Invoices
✓ Virtual Terminal
✓ Recurring Billing
✓ Payment Links
✓ Hosted Payment Pages
✓ Customer & Transaction Reporting

Work From Anywhere.

Access Payments Hub from your computer, tablet, or mobile device and manage payments wherever business takes you.

One dashboard. Less busywork. More control.

Take Payments. From Anywhere.

Turn your computer, tablet, or mobile device into a secure virtual terminal. Accept payments remotely without needing a physical terminal for every transaction.

✓ Accept Payments by Phone
✓ Manually Enter Card Payments
✓ Send Email Invoices
✓ Accept ACH & eCheck Payments
✓ Set Up Recurring Billing
✓ Create Secure Payment Links

Your business doesn’t have to be at the counter to get paid.

More Ways to Get Paid. One Hub.

Payments Hub brings your essential payment tools together in one centralized platform.

✓ Virtual Terminal
✓ Email Invoicing
✓ ACH & eCheck
✓ Recurring Billing
✓ Hosted Payment Pages
✓ Payment Links
✓ Transaction Reporting
✓ Customer Payment History
✓ Multi-User Access
✓ Apple Pay & Google Pay

One dashboard. More payment options. Less to manage.

See Payments Hub in Action

One platform. More ways to manage your business.

See how Payments Hub brings payments, activity, inventory, and everyday business management together in one convenient platform.

Ready to Simplify Your Payments?

Get Payments Hub and manage more of your business from one place.

Every Transaction. One Clear View.

Whether payments happen at the counter, in the field, or across multiple team members, Payments Hub brings your transaction activity together in one place.

Connected Payment Technology

Powered by North, Payments Hub and PayAnywhere work together to connect your payment activity in one centralized platform.

✓ Secure Payment Technology
✓ Centralized Reporting
✓ Built for Growing Businesses

North American Bancard Building

Every Terminal. Connected.

Payments from supported PayAnywhere and PAX devices automatically flow into Payments Hub for easier tracking and reporting.

✓ Card Transactions
✓ Cash Transactions
✓ Check Transactions
✓ Mobile & In-Person Payments

PayAnywhere smart terminals machines that report to Payments Hub

See Your Entire Business

Owners and managers can view payment activity across individual terminals and team members from one convenient dashboard.

✓ Track Transaction Activity
✓ View Team Member Activity
✓ Manage Multiple Devices/Businesses
✓ See Everything in One Place

Image of a Business owner at Payments Hub POS Portal from iSmart Payments

One business. One dashboard. Complete visibility.

Powerful Reporting. Without the Complexity.

See sales, customers, employees, transactions and multiple locations from one centralized Payments Hub dashboard.

See What’s Happening

✓ Real-Time Sales Reporting
✓ Daily Processing Volume
✓ Transaction History
✓ Chargeback Management
✓ Fraud Activity

Manage Your Business

✓ Customer Profiles
✓ Employee Management
✓ Inventory Tracking
✓ Recurring Billing
✓ Multi-Location Management

Simplify Your Payments

✓ Text & Email Invoicing
✓ Digital Receipts
✓ Auto-Settlement
✓ Account Updater
✓ Level 2 & Level 3 Processing

One login. More visibility. Less to manage.

Send Receipts. Even After the Sale.

Need to resend a receipt after the transaction is complete? Payments Hub makes it simple.

✓ Find the transaction

✓ Open the transaction details

✓ Send the receipt by text or email

1 — Find the Transaction

View All Payments Hub Transactions

2 — Open the Details

Click On Transaction Open Side Panel

3 — Send the Receipt

Enter Customers Email or Phone Info text or email

Set It Once. Get Paid Automatically. Made Simple By Payments Hub.

Payments Hub makes recurring payments simple for you and your customers.

✓ Create recurring invoices

✓ Send invoices by email or text

✓ Keep payment methods securely on file

✓ Choose the billing frequency

✓ Track invoice and payment status

✓ Receive alerts when payments succeed or fail

Less chasing payments. More predictable cash flow.

Payments Hub Virtual Terminal Recurring Billing Create an Invoice
Billing Invoice
Terminal Generated Invoice

See What Payments Hub Can Do.

10 powerful ways to manage payments, customers, invoices and more—all from one place.

Know What’s Being Deposited.

Payments Hub gives you a clear view of your deposit activity, so you can quickly see what was funded and when.

✓ View deposit history

✓ See individual deposit amounts

✓ Track funding activity

✓ Export deposit information

Create It. Send It. Get Paid With Payments Hub.

Create professional invoices directly from Payments Hub and give customers a simple way to pay.

✓ Create and customize invoices

✓ Send invoices digitally

✓ Accept payments remotely

✓ Track invoice and payment status

0% Dual Pricing. Built Into Payments Hub.

Use Payments Hub invoicing with dual pricing to help eliminate your business’s credit card processing fees.

✓ Create and send invoices

✓ Display transparent payment pricing

✓ Accept card payments remotely

✓ Track transactions from Payments Hub

✓ Reduce or eliminate processing fees

Want to See How 0% Dual Pricing Could Work for Your Business?

Virtual Terminal for Secure Online Payments.

Turn your computer, tablet, or mobile device into a secure way to accept payments with Payments Hub.

✓ Accept payments over the phone

✓ Enter card payments securely

✓ Process payments from your computer

✓ Access customer and transaction information

✓ Manage everything from one dashboard

Employee Management. Your Team. Your Control.

Give each team member the access they need while keeping control of your payment operations.

✓ Create and manage employee accounts

✓ Assign user roles and permissions

✓ Control access to business functions

✓ Track activity by employee

✓ Manage your team from one dashboard

Employee Sales Tracking. See Who’s Selling.

See sales activity across your team and understand how each employee is contributing to your business.

✓ View sales by employee

✓ Track individual transaction activity

✓ Compare team performance

✓ Monitor sales from one dashboard

✓ Keep employee activity organized

Invoice Management. Stay on Top of Every Payment in Payments Hub

Keep your invoices organized and see what needs your attention from one convenient dashboard.

✓ View and manage invoices

✓ Track invoice status

✓ See paid and outstanding invoices

✓ Review customer activity

✓ Keep billing organized in one place

Create a secure payment link and give customers a convenient way to pay without being in front of you.

✓ Create secure payment links

✓ Send links by text or email

✓ Let customers pay from their own device

✓ Accept payments remotely

✓ Track payment activity in Payments Hub

Bulk Invoice Upload. Send Hundreds at Once in Payments Hub.

When you have more than a few invoices to send, Payments Hub helps you handle them all at once.

✓ Upload invoices in bulk

✓ Reduce repetitive data entry

✓ Send large batches efficiently

✓ Save time on recurring billing tasks

✓ Manage invoices from one dashboard

Employee Passcodes. Simple Access. Better Control.

Give each employee their own passcode for supported Payanywhere Smart Solutions, helping you keep individual activity organized and your payment environment under control.

✓ Give employees individual passcodes

✓ Separate activity by team member

✓ Simplify employee access

✓ Improve accountability

✓ Manage your team more efficiently

Payments Hub Plans. Choose What Fits Your Business.

Start with the tools you need today, with options to add more functionality as your business grows.

Payments Hub offers multiple plan levels with access to core payment management tools, including transaction reporting, deposits, employee management, and the Virtual Terminal. Additional features are available depending on your account and selected plan.

Plans and pricing of Payments Hub from North

More Ways to Manage Payments. More Ways to Grow.

Payments Hub gives you the tools to manage payments, customers and cash flow from one secure online dashboard.

Powerful Tools. Built Into Payments Hub.

Run more of your payment operation from one place — whether you’re at the office, at home or on the go.

Traditional Processing

For businesses that prefer conventional processing with competitive interchange-based pricing.

  • ✓ Rates from 0.35% + interchange
  • ✓ No long-term contract
  • ✓ No setup fees
  • ✓ Next-morning funding

0% Dual Pricing

For businesses that want to reduce or eliminate the cost of accepting card payments through a compliant dual pricing program.

  • ✓ 0% processing option
  • ✓ In-person payment support
  • ✓ Remote payment options
  • ✓ No long-term contract
  • ✓ Next-morning funding available

Virtual Terminal Features & Payment Tools

Subscription Services
And Recurring Billing.

With the Hub virtual terminal you will safeguard your customers’ personal and account information.

Leverage a streamlined platform to start accepting payments (via credit card or ACH) for recurring products and services like software.

Including donations and recurring service payments. You can even customize contracts with optional add-ons and discounts if needed.

Payments Hub Virtual Terminal
Purchase level card acceptance.

Support for Level II and Level III purchasing card data may help qualifying businesses improve commercial card processing efficiency.

Access Level 2 and 3 data entry fields to save money by securing the lowest Interchange rates on every Virtual Terminal transaction. You can choose to process in real time or add to existing transactions to process.

Email Invoicing Feature.

Businesses can quickly generate and send secure emailed invoices directly through Payments Hub.

Customers can securely pay invoices online using credit cards, digital wallets, ACH, or eCheck through the hosted payment page. All this from Payments Hub.

iSmart Payments will help your business get set up.

Email Invoicing Virtual Terminal

Payments Hub. With Personal Support.

Greg Kapitan Credit Card Processing Services

Great payment technology is only part of the equation. Having someone you can call matters too.

When you get Payments Hub through iSmart Payments, I’ll help you choose the right payment setup for your business and be here to support you after you’re up and running.

Payments Hub is offered by iSmart Payments at 801-205-1955.


Greg Kapitan
The Payments Man

Payment Technology Consultant Since 2009 – iSmart Payments

    Frequently Asked Questions About Payments Hub

    What is Payments Hub?

    Payments Hub is a secure online payment management platform that helps businesses accept payments, send invoices, manage recurring billing, and track transaction activity from one centralized dashboard. Businesses can use Payments Hub for virtual terminal payments, ACH processing, emailed invoices, hosted payment pages, and customer payment management.

    What is a virtual terminal?

    A virtual terminal allows businesses to securely process payments from a computer, tablet, or mobile device without needing a traditional countertop terminal for every transaction. Virtual terminals are commonly used for phone payments, manually entered transactions, emailed invoices, remote billing, and customer payment collection.

    Can Payments Hub send emailed invoices?

    Yes. Payments Hub allows businesses to quickly generate and send secure emailed invoices directly from the platform. Customers can securely pay online using credit cards, ACH payments, eChecks, and digital wallet payment options through the hosted payment page included with the invoice.

    Does Payments Hub support ACH payments?

    Payments Hub supports ACH and eCheck payment acceptance for businesses that want additional payment flexibility beyond traditional credit card processing. ACH payments are commonly used for recurring billing, service invoices, larger transactions, subscription payments, and business-to-business payment workflows.

    Can businesses accept recurring payments with Payments Hub?

    Yes. Payments Hub supports recurring billing and automated payment scheduling for businesses that manage subscriptions, memberships, installment payments, recurring service invoices, or ongoing customer billing. Businesses can securely store customer payment information and automate future payment collection workflows.

    Can Payments Hub process payments over the phone?

    Yes. Businesses can securely process manually entered payments through the Payments Hub virtual terminal for phone orders, remote customer payments, and customer service payment collection. This flexibility helps businesses accept payments even when customers are not physically present.

    Does Payments Hub support payment links?

    Payments Hub allows businesses to generate secure payment links that can be sent through email, text message, or other digital communication methods. Payment links help simplify remote payment collection while providing customers with a convenient and secure online payment experience.

    Can Payments Hub help businesses improve invoicing workflows?

    Many businesses use Payments Hub to simplify invoicing, payment tracking, and customer billing management. Features such as emailed invoices, hosted payment pages, recurring billing, transaction reporting, and ACH payment support can help businesses improve payment collection efficiency and reduce manual administrative work.

    Is Payments Hub PCI compliant?

    Payments Hub includes secure payment technology designed to help businesses process transactions safely and securely. Payment security features, encrypted transaction processing, and hosted payment acceptance tools help businesses maintain secure payment workflows while reducing payment data exposure risks.

    Can multiple employees access Payments Hub?

    Yes. Payments Hub supports optional employee user permissions and account management controls. Businesses can provide different levels of system access for employees, accounting teams, managers, or office staff depending on operational needs and payment management responsibilities.

    What types of businesses use Payments Hub?

    Payments Hub is commonly used by contractors, healthcare offices, automotive businesses, retail stores, professional service companies, and businesses that need flexible invoicing, remote payment acceptance, ACH processing, recurring billing, and centralized payment management tools.

    Does Payments Hub support mobile payment management?

    Yes. Payments Hub provides mobile-friendly access that allows businesses to manage payments, invoices, transaction reporting, and customer billing activity from compatible mobile devices, tablets, or computers with internet access.

    See Our Reviews

    Great Service From Them!

    Mark & Allison - Luxor Nail Spa

    I am incredibly grateful for the exceptional service provided by Greg at iSmart Payments has consistently demonstrated a high level of professionalism and dedication to ensuring a seamless payment experience for our service business. His expertise and attention to detail have truly set iSmart Payments apart. From the moment I engaged with Greg and his team, I felt confident that my business’s payment processing was in capable hands.  Greg’s commitment to excellence and his willingness to go the extra mile have not only streamlined our credit card transactions but have also instilled trust in the reliability of their  service.

    Mark & Allison - Luxor Nail Spa

    Great Customer Service!

    Thrive Acupuncture Review of iSmart Payments

    iSmart Payments helped me set up an efficient checkout system for my small business. He was super helpful, informative and answered all my questions quickly and clearly. I appreciate the great customer service!!

    Alan - Thrive Acupuncture

    The Best!

    Customer of iSmart Payments Review

    Im so glad we found this company for our small food business in the mall! iSmart Payments, was super kind and helpful, I highly recommend them if you’re looking for checkout systems!

    Evelyn G

    Awesome!

    Dental Solutions Review

    We are so happy with our upgrade to this companies payment system for our medical office! iSmart Payments and Greg was and is so patient with all of our questions. He is quick to respond and so helpful! We appreciate him and the company so much!

    Dental Solutions

    Great!

    Small Business Owner Review for iSmart Payments

    iSmart Payments has been a great payment system for our Optometrist office and helped me with any questions and concerns I had and was always on the end of the phone and even stopped by our office to check in to see how all was going. Thank you Greg and iSmart Payments!

    Utah Eye Associates
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