0% Fees With Contractor SmartPay – Free Mobile Machine

Contractor SmartPay

Developed by iSmart Payments, Contractor SmartPay is a great way to Streamline and Manage your Contractor business while saving Thousands in Processing Fees. Have ALL sales and technicians team members cash (optional), credit & check transactions reported to one central location! Enjoy year-round savings with our Edge 0% No Card Processing Fees. ๐Ÿ‘

โœ”๏ธ Transactions In One Place

โœ”๏ธ Text & Email Receipts

โœ”๏ธ 0% Processing Fees

โœ”๏ธ No Long Contract

โœ”๏ธ Free PayAnywhere App

Example: 100k per month in card transactions, you will see savings from the average of 3.5% card rate:
$100,000 X 3.5% = $3,500 per month savings. Savings for 12 months = $42,000 and for 5 years = $210,000 in card processing fees savings!

How Much 3.5% Will Save Your Business:

Mo Card Volume:Mo Savings 1 Year Savings5 Year Savings10 Year Savings
$10,000$350 $4,200$21,000$42,000
$20,000$700 $8,400 $42,000$84,000

Contractor SmartPay System:

Contractor SmartPay created by iSmart Payments to organize contractors payment & invoicing needs.

Davenport Foundation Greg Kapitan iSmart Payments

Powered by North American Bancard creators of the PayAnywhere Mobile App & Payments Hub reporting portal.

North American Bancard Building

The PayAnywhere App is loaded into the PAX A77 Smart Mobile Terminals and reports all transactions to Payments Hub.

Contractor SmartPay credit card terminals

All Card, Cash and Check Transactions can be seen by the Admin’s/Managers for each individual terminal/team member and per customer.

Payments Hub Sales Reporting
A screenshot of your sales in payments hub with our Contractor SmartPay

3 Free Smart Payment Options For Your Team Members:

PAX A920 Pro Wireless
Mobile Terminal W/O Printer

PAX A920 Pro Terminal Credit Card Processing Machine

PAX A920 Pro Wireless
Mobile Terminal W/Printer

PAX A920 Pro Terminal Credit Card Processing

Tap to Pay on iPhone
No Card Reader Needed

PayAnywhere Tap To Pay On iPhone

iSmart Payments Will Come Out or Zoom To Your Business And Train Your Team!

Here you can see, Greg G. Kapitan with assistant Michelle from iSmart Payments with Davenport Foundation Inc. in Salt Lake City Utah Oct 2023. We set them up with 25 PAX A77 Smart Terminals that report all card, cash (optional) and check payment to the Payments Hub reporting portal. This upgrade instantly streamlined and organized their construction company’s job payments and operations. Contractor SmartPay can do this for your contractor business as well!

This is Greg Kapitan of iSmart Payments
Greg Kapitan Teaching Team Members
Davenport-Foundation Greg With Team
Davenport Foundation Greg Kapitan iSmart Payments
Davenport Foundation Inc

The Full Reporting PAX A77 Smart Terminal Like A Smartphone
With Its Own Protective Case.

PAX A77 Terminal Credit Card Processing
PAX A77 In Box Terminal Credit Card Processing

Mobile Smart Terminals From PayAnywhere For Contractors:

Have your team members use our PayAnywhere Mobile Smart Terminal PAX A920 Pro or PAX A77.
At times when there is no AT&T signal, the smart terminal will store any transactions until WIFI or a signal is present.
Customers will have the option of NFC digital wallets, tap to pay, dip/chip, swiping or manually keying in a card transaction.
For Contractors, the first terminal is free with additional terminals at $349.95 each and a software Fee of $14.95 each month.

All Mobile Smart Terminals are on AT&T 4G Signal.

Account Wide No Matter How Many Terminals You Have:

  • 25 transactions per month are 100% free
  • .10 cent per transaction after the 25 (e.g. .10ยข X 50 transactions per month out in the field)  = $5.
  • $9.95 Wireless access fee per month
  • $7.95 PIN Debit Network Access fee per month (optional)
AT & T Signal Logo

A920 Pro credit card processing terminal machine
Contractor Smart Pay Payments
Contractor SmartPay Merchant Services Payments
Contractor Smart Pay Payments

Includes Payments Hub Reporting & Invoicing

Remember, all Card, Cash and Check Transactions can be viewed in Payments Hub by the Admin(s)/Manager(s) for each individual terminal/team member and per customer.

  • Email and Text Receipts
  • Automate Recurring Billing cycles
  • Invoices Email, SMS, or QR code
  • Auto Add Business Logo to Invoices
  • Charge Customers Card
  • Enroll Your Clients in Autopay
  • Track team sales trends
  • Employee Time Management
  • Full in-depth Reporting
  • See Deposits and Statements
  • Reputation Management Option
  • QuickBooks Integration
The Payments Hub Terminals for Contractor SmartPay

Deposits Into Your Account The Next Morning:

Two Exciting Contractor SmartPay Card Processing Rates:

Interchange .35%

(40% + savings – fees paid by business)

iSmart Payments credit card processing rate

Interchange .35% is an Interchange Plus Rate platform starting at .35% basis points or lower. Businesses pay the fees at an interchange rate.

  • .35% Debit Cards With a PIN.
  • 1.39% Debit & Credit Cards no PIN. 
  • 2.25 % AMEX / Rewards.
  • 2.99% Manually Keyed-in Virtual Terminal.
  • Average of All Cards = 1.72%.

Edge 0%

(90% + savings – fees included in sale total)

iSmart Payments credit card processing rate

Edge is a 0% Rate Dual Pricing platform. The 4% processing fees are included in sale total. Or Customers can choose a 4% discount for paying cash.

  • 0% Debit Cards With a PIN.
  • 0% Debit & Credit Cards no PIN. 
  • 0% AMEX / Rewards.
  • 0% Manually Keyed-in.
  • Average of All Cards = 0%.

Applicable To Interchange .35% Processing Rate Merchants Only:

PIN Debit Is The Most Secure = .35% Best Rate:

Debit card transactions with a PIN are a one way transaction and 100% guaranteed. This is why merchants like Walmart and others will give cash back.

Cash Back Text & Tip

Prompting customers to use their PIN is the most secure method of payment and gets the contractor the best card processing rates and no chargebacks.

Enter PIN

How To Convey This To Your Customer:

Customer: Your team did a great job! I am going to pay with a card is that ok?

Response: Thank you for the compliment. We accept all cards however with the size of this transaction we prefer a debit card with a PIN as it is the most secure transaction type. Or, debit cards are preferable (you can add, for security reasons).

Use your ABC’s: Always Be Closing and thinking ahead. You will likely come up with a good way to convey this to your customer that works for you.

The PayAnywhere Smart Terminal / Machine PAX A77 & A920 Pro:

  • EMV Chip Cards & PIN Debit “Insert Card”
  • NFC Contactless (Near Field Communication) Apple Pay, Android Pay, Google Pay, AKA “Tap To Pay” (2 Second Rule)
  • Magstripe Reader “Swipe Card”
  • Log In Cash/Check Payments
PAX MINI A77 PayAnywhere Credit card Terminal
PAX A920 Pro Contractor Smart Terminal
The Many PayAnywhere Payments Types

Integration With Quickbooks PayTrace & More:

We also offer interchange optimization our gateway platform optimizes data fields, providing instant access to Level II and Level III savings. B2B & B2G purchases can qualify for lower rates by entering additional data at the time of the transaction. Companies that use business, or government cards can qualify for level III rates and can benefit from significant savings we will outline.

QuickBooks integration

iSmart Payments understands what it is like to be a business owner. We offer several QuickBooks Integration Options to streamline reporting operations.

Quickbooks Logo

The PayAnywhere Smart App At A Glance:

PayAnywhere Credit Card Reader
Payanywhere App Send Receipts
 Payanywhere App Reporting
Create recurring
invoices from PayAnywhere
Manage Inventory PayAnywhere Credit Card Reader
Create tickets or tabs PayAnywhere Credit Card Reader
PayAnywhere Free Terminal Options Adding Tips Contractor SmartPay

Get Contractor SmartPay Now

Tracking to your door directly from PayAnywhere / North American Bancard in just two days!

FedEx Delivery Truck
Greg G Kapitan of iSmart Payments

What makes Contractor SmartPay by iSmart Payments so good? Getting double support. Not only from NAB on the 1.877 corporate level, but also yours truly on the iSmart Payments level. Greg G Kapitan. You can call or text me at: 801.205.1955 anytime. We are here to help!

North American Bancard Staff