About iSmart Payments

Modern Payment Processing Solutions Backed by Real Industry Experience

iSmart Payments provides modern payment processing solutions, POS systems, dual pricing programs, and payment technology designed to help businesses simplify operations and modernize checkout experiences.

Businesses across retail, automotive, healthcare, restaurants, contractor services, self storage, salons, and professional industries work with iSmart Payments for secure payment technology, transparent pricing solutions, and personalized support backed by trusted processing platforms including North and Fiserv.

Meet Greg Kapitan

About iSmart Payments with Greg Kapitan and merchants Eric and Porsha
Greg Kapitan of iSmart Payments About Us teaching at Davenport Foundation Repair

Written by Greg Kapitan
Payment Processing Consultant | iSmart Payments

For more than 15 years, I’ve had the opportunity to work closely with business owners across many different industries, helping them navigate the often confusing world of payment processing and business technology.

My journey in merchant services began in 2009 on Federal Street in Boston with Merchant Warehouse through the Capital Bankcard outside agent program, which later became part of TSYS.

Over the years, I’ve watched the payment industry rapidly evolve from traditional countertop terminals into today’s modern world of cloud-based POS systems, mobile payments, Text-to-Pay technology, recurring billing, and digital business operations.

What I’ve learned throughout that journey is that business owners are often looking for more than just payment processing.

They want clear communication, honest guidance, reliable support, and solutions that genuinely help simplify day-to-day operations.

That philosophy continues to shape how I work with businesses today.

At iSmart Payments, I focus on helping businesses implement modern payment technologies while keeping the experience as personal and straightforward as possible.

Whether it’s helping a restaurant or an auto shop modernize checkout, assisting a contractor with mobile payments, supporting a healthcare office with secure payment solutions, or helping a self-storage facility streamline operations, my goal has always been to make payment technology easier to understand and easier to use.

Over the years, I’ve been fortunate to build long-term relationships with business owners across multiple states who value both modern technology and real human support when they need it most.

Today, iSmart Payments continues to help businesses implement solutions including:

  • Modern POS systems and payment technology
  • Transparent dual pricing programs
  • Mobile and Text-to-Pay solutions
  • ACH and recurring billing systems
  • Secure payment processing environments
  • Industry-specific operational payment tools

Outside of working directly with merchants, I also enjoy creating educational content and videos that help business owners better understand how modern payment systems and operational technologies work in today’s business environment.

What Businesses Are Saying

At iSmart Payments, we believe payment processing should still feel personal sutch as seen in our Google Reviews.

In a world increasingly driven by automation, AI bots, and outsourced support, many business owners simply want to know there is a real person available when they need help.

Building long-term relationships and being accessible to our merchants continues to be one of the most important parts of what we do.

Businesses work with iSmart Payments for more than payment technology alone:

  • Personalized support from a real payment professional
  • Modern payment solutions backed by industry experience
  • Clear communication without high-pressure sales tactics
  • Secure payment technology and operational guidance
  • Long-term relationships built on trust and responsiveness

Whether helping a business implement modern POS systems, Text-to-Pay solutions, recurring billing, or transparent dual pricing programs, our goal is to make payment processing feel simpler, more understandable, and more human.

Our Approach to Payment Technology

Korona POS System With Business Owner

At iSmart Payments, we believe businesses deserve payment solutions that are:

  • Transparent
  • Modern
  • Secure
  • Operationally efficient
  • Supported by real industry experience

Rather than offering one-size-fits-all payment systems, we work with businesses to evaluate payment technologies and operational workflows that best fit their industry and business model.

Our supported payment technologies include:

  • EMV chip card processing
  • Contactless payments
  • Apple Pay & Google Pay
  • Mobile wallet acceptance
  • Tap-to-pay technology
  • Cloud-based POS systems
  • Text-to-Pay solutions
  • ACH and recurring billing systems
  • Secure PCI-compliant payment environments

Industry-Specific Payment Solutions

Medical Credit Card Processing and Merchant Services No Fees

iSmart Payments provides specialized payment technology solutions for multiple industries including:

  • Automotive repair shops
  • Contractors & home services
  • Healthcare & dental offices
  • Retail stores
  • Restaurants
  • Salons & spas
  • Self storage facilities
  • Mobile businesses
  • Professional service companies

Through industry-specific platforms and operational payment tools, businesses can implement solutions designed to support both customer experience and day-to-day operations.

Secure Payment Technology & PCI Compliance

PCI DSS Compliant

Security and payment compliance continue to play an increasingly important role in today’s payment environment.

iSmart Payments supports secure payment technologies designed to help businesses operate within PCI-compliant payment environments while accepting modern payment methods including:

  • EMV chip cards
  • Apple Pay
  • Google Pay
  • Contactless transactions
  • Mobile wallet payments

Payment technology solutions are supported through trusted processing platforms including North, Fiserv, Clover, PayAnywhere, and Dejavoo.

Why Businesses Work With iSmart Payments

Greg and Alyssa surcharge payment processing

Businesses choose iSmart Payments because of:

  • Personalized support
  • Long-term industry experience
  • Modern payment technology
  • Operational understanding
  • Transparent communication
  • Industry-specific solutions

Rather than focusing solely on transactions, iSmart Payments works to help businesses better understand how payment technology can support operational efficiency, customer experience, and long-term growth.

Connect With iSmart Payments

tap to pay contactless mobile payments payanywhere app

To learn more about iSmart Payments or discuss payment technology solutions for your business:

What sets iSmart Payments apart when it comes to credit card processing machines for small businesses?

It’s the power of dual support. Not only do you receive top-tier assistance from our corporate partners, North and Fiserv, but you also get direct, local support from iSmart.

Contact iSmart Payments at 801-205-1955 to learn more about modern payment processing solutions for your business.

Contact iSmart Payments at 801-205-1955 to learn more.

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    See Our Reviews

    Awesome!

    Dental Solutions Review

    We are so happy with our upgrade to this companies payment system for our medical office! iSmart Payments and Greg was and is so patient with all of our questions. He is quick to respond and so helpful! We appreciate him and the company so much!

    Dental Solutions

    Great!

    Small Business Owner Review for iSmart Payments

    iSmart Payments has been a great payment system for our Optometrist office and helped me with any questions and concerns I had and was always on the end of the phone and even stopped by our office to check in to see how all was going. Thank you Greg and iSmart Payments!

    Utah Eye Associates

    The Best!

    Customer of iSmart Payments Review

    Im so glad we found this company for our small food business in the mall! iSmart Payments, was super kind and helpful, I highly recommend them if you’re looking for checkout systems!

    Evelyn G

    Great Service From Them!

    Mark & Allison - Luxor Nail Spa

    I am incredibly grateful for the exceptional service provided by Greg at iSmart Payments has consistently demonstrated a high level of professionalism and dedication to ensuring a seamless payment experience for our service business. His expertise and attention to detail have truly set iSmart Payments apart. From the moment I engaged with Greg and his team, I felt confident that my business’s payment processing was in capable hands.  Greg’s commitment to excellence and his willingness to go the extra mile have not only streamlined our credit card transactions but have also instilled trust in the reliability of their  service.

    Mark & Allison - Luxor Nail Spa

    Great Customer Service!

    Thrive Acupuncture Review of iSmart Payments

    iSmart Payments helped me set up an efficient checkout system for my small business. He was super helpful, informative and answered all my questions quickly and clearly. I appreciate the great customer service!!

    Alan - Thrive Acupuncture
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