Payments Hub Is A Faster, More Convenient Way to Manage and Grow Your Business
Payments Hub is a secure online payment management platform that helps businesses simplify invoicing, payment acceptance, reporting, and recurring billing from one centralized dashboard.
Businesses can use Payments Hub to accept credit card payments, ACH payments, eChecks, emailed invoices, virtual terminal transactions, and hosted online payments while improving operational efficiency and customer payment convenience.

What Is Payments Hub?
Payments Hub is a secure online payment management platform designed to help businesses simplify billing, invoicing, payment acceptance, and transaction reporting from one centralized dashboard.
Businesses can use Payments Hub to accept credit cards, ACH payments, eChecks, contactless payments, and remotely entered transactions through a secure virtual terminal.
The platform also supports emailed invoices, recurring billing, hosted payment pages, customer payment tracking, and payment link functionality for businesses that want a more modern and streamlined payment workflow.
Payments Hub is commonly used by contractors, healthcare offices, automotive businesses, service companies, retail stores, and professional businesses that need flexible payment acceptance both in-person and remotely.
Call or text us at 801-205-1955.
Benefits of a Virtual Terminal for Businesses
A virtual terminal allows businesses to securely accept payments from any computer, tablet, or mobile device with internet access. This flexibility helps businesses process payments remotely without requiring a traditional countertop terminal for every transaction.
Common Benefits Include:
- Accepting payments over the phone
- Sending emailed invoices to customers
- Processing manually entered card transactions
- Managing recurring billing and subscriptions
- Accepting ACH and eCheck payments
- Creating secure hosted payment pages
- Tracking transaction history and reporting
- Improving payment collection speed
- Reducing paper invoices and manual processing
- Supporting remote and mobile business operations
Businesses that use virtual terminal payment systems often benefit from improved operational efficiency, faster collections, and more flexible payment options for customers.
Payments Hub Features
Payments Hub provides businesses with a centralized platform for payment management, invoicing, reporting, and customer billing tools.
Payments Hub Features Include:
- Secure virtual terminal payment processing
- Emailed invoices and digital payment requests
- ACH and eCheck payment acceptance
- Recurring billing and subscription management
- Hosted customer payment pages
- Payment link generation
- Real-time transaction reporting
- Customer payment history tracking
- Employee user permissions and account controls
- Mobile-friendly payment management
- Contactless payment support
- Apple Pay and Google Pay compatibility
- Secure online payment acceptance
- Faster payment collection workflows
- Multi-location payment management options
Payments Hub helps businesses modernize payment operations while providing customers with secure and convenient payment experiences.
Card, Cash & Check Transactions Can Be Seen In One Location
Powered by North American Bancard creators of the PayAnywhere Mobile App & Payments Hub reporting portal.

The PayAnywhere App is loaded into the PAX A77 Office/Mobile Terminals and reports all transactions to Payments Hub.

Payments Hub Reporting Options
For owners that have multiple businesses switching between those accounts to take payments is easier than ever.

- Real-Time Sales Reporting
- Build & Track Inventory
- Add Photo Icons To Items
- Secure Customer Profiles
- Employee Management
- Reputation Management
- Shopping Cart Integrations
- Recurring Billing
- Text & Email Invoicing
- Point to Point Encryption
- Auto-Settlement
- Multi-Merchant Location
- Account Updater
- Text Message & Email Receipts
- Chargeback Management
- Track Daily Volume
- Track Fraud Activity
- Auto Level 2 and Level 3
- Edge 0% Credit Card Processing Rate
- Next Morning Funding
- CRM Reputation Management
View Transactions & Text & Email Send Out Receipts
All of our associated PayAnywhere terminals have this option and capability at the time of the sale.
However if a business owners wants to send out receipts after a busy day of sales, they can easily do so as simple as 1, 2 & 3 below. Click on each image to expand view.
Recurring Payments Made Simple By Payments Hub



Payments Hub Video
Deposits in Payments Hub
Invoicing In Payments Hub
Edge 0% Dual Pricing Rate in Payments Hub
Online Payments With the Virtual Terminal
Employees And User Roles
Sales By Employees
Managing Invoices in Payments Hub
Using Payment Links in Payments Hub
How to Bulk Upload Invoices in Payments Hub
Employee Passcodes for Payanywhere Smart Solutions
Free & Pricing Plans Options

Increase Business Profitability With Reporting & Invoicing

Maximize your profitability with anytime access to the Hub, your very own secure, online merchant portal.
Once connected, businesses gain access to reporting, invoicing, payment management tools, and operational features designed to help streamline daily operations.
iSmart Payments will help you take your business to a whole new level.
Interchange .35% Processing Rates
- 1.89% + 19¢ for swiped, in-person transactions
- 2.99% + 18¢ for card-not-present transactions, including manually keyed payments, phone orders, and emailed invoices
- EPX Platform
- No Contract
- Zero Set Up Fees
- Next A.M. Funding
Edge 0% Processing Rates
- Dual pricing supported for eligible in-person transactions
- Dual pricing supported for eligible card-not-present transactions
- EPX Platform
- No Contract
- Zero Set Up Fees
- Next A.M. Funding
Payments Hub Virtual Terminal With Dual Pricing

Virtual Terminal Integrations Reporting Options

Virtual Terminal Features & Payment Tools
Subscription Services
And Recurring Billing.
With the Hub virtual terminal you will safeguard your customers’ personal and account information.
Leverage a streamlined platform to start accepting payments (via credit card or ACH) for recurring products and services like software.
Including donations and recurring service payments. You can even customize contracts with optional add-ons and discounts if needed.


Support for Level II and Level III purchasing card data may help qualifying businesses improve commercial card processing efficiency.
Access Level 2 and 3 data entry fields to save money by securing the lowest Interchange rates on every Virtual Terminal transaction. You can choose to process in real time or add to existing transactions to process.
Email Invoicing Feature.
Businesses can quickly generate and send secure emailed invoices directly through Payments Hub.
Customers can securely pay invoices online using credit cards, digital wallets, ACH, or eCheck through the hosted payment page. All this from Payments Hub.
iSmart Payments will help your business get set up.

Contact iSmart Payments For Payments Hub
Payments Hub is offered by iSmart Payments at 801-205-1955.
Greg Kapitan
The Payment Tech Man
Payment Technology Consultant Since 2009 – iSmart Payments

Frequently Asked Questions About Payments Hub
What is Payments Hub?
Payments Hub is a secure online payment management platform that helps businesses accept payments, send invoices, manage recurring billing, and track transaction activity from one centralized dashboard. Businesses can use Payments Hub for virtual terminal payments, ACH processing, emailed invoices, hosted payment pages, and customer payment management.
What is a virtual terminal?
A virtual terminal allows businesses to securely process payments from a computer, tablet, or mobile device without needing a traditional countertop terminal for every transaction. Virtual terminals are commonly used for phone payments, manually entered transactions, emailed invoices, remote billing, and customer payment collection.
Can Payments Hub send emailed invoices?
Yes. Payments Hub allows businesses to quickly generate and send secure emailed invoices directly from the platform. Customers can securely pay online using credit cards, ACH payments, eChecks, and digital wallet payment options through the hosted payment page included with the invoice.
Does Payments Hub support ACH payments?
Payments Hub supports ACH and eCheck payment acceptance for businesses that want additional payment flexibility beyond traditional credit card processing. ACH payments are commonly used for recurring billing, service invoices, larger transactions, subscription payments, and business-to-business payment workflows.
Can businesses accept recurring payments with Payments Hub?
Yes. Payments Hub supports recurring billing and automated payment scheduling for businesses that manage subscriptions, memberships, installment payments, recurring service invoices, or ongoing customer billing. Businesses can securely store customer payment information and automate future payment collection workflows.
Can Payments Hub process payments over the phone?
Yes. Businesses can securely process manually entered payments through the Payments Hub virtual terminal for phone orders, remote customer payments, and customer service payment collection. This flexibility helps businesses accept payments even when customers are not physically present.
Does Payments Hub support payment links?
Payments Hub allows businesses to generate secure payment links that can be sent through email, text message, or other digital communication methods. Payment links help simplify remote payment collection while providing customers with a convenient and secure online payment experience.
Can Payments Hub help businesses improve invoicing workflows?
Many businesses use Payments Hub to simplify invoicing, payment tracking, and customer billing management. Features such as emailed invoices, hosted payment pages, recurring billing, transaction reporting, and ACH payment support can help businesses improve payment collection efficiency and reduce manual administrative work.
Is Payments Hub PCI compliant?
Payments Hub includes secure payment technology designed to help businesses process transactions safely and securely. Payment security features, encrypted transaction processing, and hosted payment acceptance tools help businesses maintain secure payment workflows while reducing payment data exposure risks.
Can multiple employees access Payments Hub?
Yes. Payments Hub supports optional employee user permissions and account management controls. Businesses can provide different levels of system access for employees, accounting teams, managers, or office staff depending on operational needs and payment management responsibilities.
What types of businesses use Payments Hub?
Payments Hub is commonly used by contractors, healthcare offices, automotive businesses, retail stores, professional service companies, and businesses that need flexible invoicing, remote payment acceptance, ACH processing, recurring billing, and centralized payment management tools.
Does Payments Hub support mobile payment management?
Yes. Payments Hub provides mobile-friendly access that allows businesses to manage payments, invoices, transaction reporting, and customer billing activity from compatible mobile devices, tablets, or computers with internet access.











