Merchant Services .35% & 0% Dual Pricing Cash Discount Rates

Merchant Services Rates Offered By iSmart Payments:

iSmart Payments offers the best Credit Card Processing with Dual Pricing / Cash Discounting rates options to business owners. See our two rate offerings below:

Interchange .35%

(40% + savings – fees paid by business)

iSmart Payments credit card processing rate

Interchange (.35%) is an Interchange Plus Rate platform starting at .35% basis points or lower. Businesses pay the fees at an interchange rate.

  • .35% Debit Cards With a PIN.
  • 1.39% Debit & Credit Cards no PIN. 
  • 2.25 % AMEX / Rewards.
  • 2.99% Manually Keyed-in Virtual Terminal.
  • Average of All Cards = 1.72%.

Edge 0%

(90% + savings – fees included in sale total)

iSmart Payments credit card processing rate

Edge (0%) is a 0% Rate Dual Pricing platform. The 4% processing fees are included in sale total. Or Customers can choose a 4% discount for paying cash.

  • 0% Debit Cards With a PIN.
  • 0% Debit & Credit Cards no PIN. 
  • 0% AMEX / Rewards.
  • 0% Manually Keyed-in.
  • Average of All Cards = 0%.

What Will A 3.5% Rate Savings Will Save My Business
With Edge 0% Rate Option?

e.g. $10,000 (card processing volume) at a 3.5% rate savings = $350 monthly savings.

Mo Card Volume:Mo Savings 1 Year Savings5 Year Savings10 Year Savings
$5,000$175$2,100$10,500$21,000
$10,000$350 $4,200$21,000$42,000
$20,000$700 $8,400 $42,000$84,000
$50,000$1,750$21,000$105,000$210,000
$100,000$3,500$42,000$210,000$420,000
$250,000$8,750$105,000$525,000$1,050,000

Get Set Up Interchange .35% or Edge 0% Processing Today!

Greg G Kapitan of iSmart Payments

What makes Interchange .35% and Edge 0% Dual Pricing / Cash Discounting by iSmart Payments so good? Getting double support. Not only from NAB on the 1-877 corporate level, but also yours truly on the local iSmart Payments level. Greg G Kapitan. You can call or text me at: 801-205-1955 anytime. We are here to help!

North American Bancard Staff