Become an iSmart Payments Agent
Don’t Just Sell Payment Processing.
Give Business Owners a Reason to Talk.
Most payment agents lead with the same question:
“Who handles your credit card processing?”
They’ve probably heard it before.
Start a Different Conversation.
“Would you like to get paid twice on every card sale?”
“What if you could keep your software and have better payment options?”
“What software are you using to run your business?”
“Would you like to eliminate your credit card processing fees?”
Better Solutions Open Better Conversations.
More conversations. More opportunities. More merchants.
One Partnership. Multiple Ways to Open Doors.
Different Business. Different Door.
Different businesses need different solutions. With iSmart Payments, you’re not limited to one product or one sales pitch.
iSmart Payments
“Are you happy with what you’re paying — and what you’re getting — from your processor?”
Monthly Cash Rewards
“Would you like to get paid twice on every card sale?”
Software Payment Bridge
“What if you could keep your software — and have better payment options?”
Automotive SmartPay
“What software are you using to run your automotive business?”
Contractor SmartPay
“How are you accepting payments from customers in the field?”
Utah EZ Pay
“Would having a local Utah payment partner make a difference?”
NY EZ Pay
“Are you confident your pricing model works with New York’s requirements?”
You Don’t Need One Sales Pitch.
You have multiple ways to open many doors.
Your Ideas Can Become Sales Tools.
You’re in the Field. We’re Listening.
Independent Agents are the people having real conversations with business owners. You hear their questions, objections and frustrations — and sometimes you uncover opportunities that aren’t being addressed anywhere else.
We want to hear about them.
If you identify an idea that could help merchants better understand a payment solution or help Agents open more doors, bring it to us.
We Can Turn Good Ideas Into Better Sales Tools.
When it makes sense, iSmart Payments can develop website content, educational resources, sales information or new ways of positioning a solution around what Agents are hearing in the field.
Don’t Just Represent iSmart. Help Shape It.
Your experience in the field can help us build better resources, better conversations and better opportunities.
Show Merchants What Their Business Will Earn
Estimate Monthly Cash Rewards.
Ready to start earning Monthly Cash Rewards?
Start Earning Cash RewardsEstimates are provided for illustration purposes only. Actual cash rewards may vary based on business type, processing volume, eligibility requirements, and Monthly Cash Rewards program guidelines.
Agents Can Offer Qualifying Merchants POS Systems at No Cost.
Close More Deals.
A POS system is something a business owner can see, touch and immediately understand.
As an iSmart Payments Agent, you can offer qualifying merchants POS systems and payment equipment at no cost — giving you another powerful way to open the conversation.
POS & Equipment Options May Include:
Payanywhere · Clover · Dejavoo · KORONA POS · KwickPOS · Paradise · and more
More Than One POS. More Than One Option.
Different businesses need different technology. That's why you're not limited to a single system.
Retail. Restaurants. Service Businesses. Mobile.
From complete POS systems to smart terminals, we'll help you find the right fit for the merchant.
☎️ Call or text us at: 801-205-1955 📱
Build a Portfolio That Pays You Month After Month.
Build More Than a Commission. Build Recurring Income.
A new merchant isn't just a one-time sale. Each qualifying processing relationship you build has the potential to add monthly residual income to your portfolio.
Your Effort Today Can Keep Paying Tomorrow.
ONE MERCHANT
Build the relationship. Earn residual income.
ANOTHER MERCHANT
Add another stream of monthly residuals.
KEEP BUILDING
Grow a portfolio of businesses processing month after month.
PLUS BONUS OPPORTUNITIES
Earn additional compensation on qualifying new merchant accounts and programs.
You're Not Just Making Sales. You're Building an Asset.
Instead of starting every month at zero, you're building something that has the potential to keep producing income as your merchants continue processing.
More Merchants. More Residuals. More Opportunities.
Why Agents Partner With iSmart Payments
You’re In Business for Yourself.
But You’re Not Doing It Alone.
iSmart Payments has been helping businesses with payment processing and technology since 2009.
Bring us the opportunity. We’ll help you take it from conversation to activation — and support the merchant after the sale.
We Help You Win — And Keep — The Merchant.
✓ Find the Right Solution
Match the merchant with the right program, POS system and payment technology.
✓ Get the Deal Approved
Help with proposals, applications and getting the opportunity across the finish line.
✓ Get the Merchant Up and Running
Equipment, setup and payment technology support.
✓ Support After the Sale
When your merchant needs help, you have someone behind you.
Your Relationship. Our Support.
You build the merchant relationship. We help you take care of it.
Let’s Build Something Together.
Looking for More Than Just Another Agent Program?
If you want more ways to start conversations, more solutions to bring merchants and the opportunity to build recurring income, let's talk.
We're looking for people who value relationships, professionalism and doing right by the merchant — whether you're an experienced payment professional or just beginning to explore the industry.
Agent Management Powered by North.
Your agent portal, merchant portfolio, residual reporting and applicable bonus tracking are managed through the North platform, giving you one centralized place to manage and track your growing book of business.
Let's See If We're a Good Fit.
You don't need to know every product, every rate or every piece of payment technology on day one.
That's where the partnership comes in.
Call or text me at 801-205-1955.
Greg G Kapitan
The Payments Man
Payment Technology Consultant Since 2009 – iSmart Payments
Agent Program FAQs
What are the merchant activation bonuses?
iSmart Payments Agents may earn merchant activation bonuses typically ranging from $600 to $700 on qualifying new merchant accounts. The bonus becomes eligible after the merchant is activated and processes more than its first $300 in card volume, subject to the applicable program requirements. Bonus amounts and eligibility may vary by merchant account, equipment and processing program.
What is the PEAK Bonus?
The PEAK Bonus provides an additional earning opportunity on qualifying new EPX merchant accounts. Eligible deals can generate a payout based on a 16× multiplier applied to the merchant's first full month of qualifying processing, with a $10,000 cap for Payanywhere accounts and a $5,000 cap for other qualifying non-Payanywhere EPX merchant accounts. Program terms and eligibility apply.
When do I receive my monthly residuals?
Agent residuals are paid monthly on the 15th and automatically deposited into the checking account you have on file. Your residual portfolio can grow as you add and retain qualifying merchants that continue processing. Residual amounts vary based on merchant processing activity, pricing, account performance and the applicable agent agreement.
Do you have complimentary POS systems I can offer merchants?
Yes. One of the advantages of partnering with iSmart Payments is access to a variety of complimentary POS systems and payment equipment for qualifying merchants. Available solutions may include KwickPOS, Korona POS, Dejavoo, Payanywhere, Clover and other platforms, allowing you to match the technology to the merchant rather than relying on a single POS solution.
What Dual Pricing structures can I offer prospective merchants?
Agents can offer qualifying merchants multiple Dual Pricing options, including 3%, 4% and 5% structures, depending on the merchant, program and applicable requirements. Having multiple pricing options gives you greater flexibility when presenting solutions instead of trying to fit every business into the same program. Our team can help determine the appropriate structure for each opportunity.
What if I have an idea for information that should be added to one of the iSmart websites?
We encourage it. Our independent Agents are the people having conversations with business owners, so your feedback can reveal questions and sales opportunities that deserve better online explanations. When appropriate, we can develop new website content, educational resources or solution information designed to provide merchants with greater clarity and help our Agents close more opportunities.
Can I have my own page on iSmart Payments with my photo and bio?
Absolutely. We encourage iSmart Payments Agents to establish their own professional presence and credibility. We can create an individual Agent webpage on iSmart Payments featuring your photo, biography and contact information at no charge. This gives you a professional iSmart resource you can share with prospective merchants when introducing yourself and our payment solutions.
Is the iSmart Payments Agent Program a 1099 independent contractor opportunity?
Yes. iSmart Payments Agents participate as independent contractors rather than employees and are responsible for their own taxes and other obligations associated with independent contractor status. Your specific relationship, compensation and responsibilities will be governed by the applicable Agent agreement. Prospective Agents should consult their own tax professional regarding their individual circumstances.
Does iSmart Payments provide Agent training?
Yes. We provide training to help Agents understand our payment solutions, equipment, pricing programs and different ways to approach merchant conversations. Training can include Dual Pricing, Monthly Cash Rewards, POS systems, Software Payment Bridge, industry-specific solutions and other payment technologies, along with practical guidance for identifying opportunities and presenting the right solution to a prospective merchant.
Do I need payment processing experience to become an iSmart Payments Agent?
Not necessarily. Payment processing or sales experience can certainly be helpful, but we also look for independent professionals who are willing to learn, build relationships and represent our solutions professionally. iSmart Payments provides training and ongoing support to help Agents understand our programs, technology and merchant opportunities.
What payment solutions can I offer as an iSmart Payments Agent?
Agents have access to more than traditional card processing. Depending on the merchant, you may be able to offer Dual Pricing, Monthly Cash Rewards, POS systems, ACH Pay-by-Bank, Text-to-Pay, invoicing, payment links, recurring billing, mobile payments and industry-specific solutions. That gives you multiple ways to start conversations with prospective merchants.
Will I receive support after I sign a merchant?
Yes. Our relationship with the Agent doesn't end when the merchant application is approved. iSmart Payments can assist with equipment, setup, payment technology, account questions and ongoing merchant needs. Our goal is to help you build long-term merchant relationships because retaining quality merchants is an important part of building a strong residual portfolio.
