No Contract Credit Card Processing for Small Businesses
Modern payment processing. Without the long-term commitment.
Keep the flexibility your business needs while gaining access to modern payment technology, transparent pricing, and powerful ways to get paid.
✓ No Long-Term Contracts
✓ Next-Morning Funding
✓ Modern Payment Terminals
✓ Tap to Pay
✓ Dual Pricing Options
✓ Month-to-Month Flexibility
Don’t Get Locked In.
Your payment processing should help your business move forward — not hold it back.
✓ Keep Your Flexibility
✓ Choose Your Payment Option
✓ Accept Payments Anywhere
✓ Reduce or Eliminate Processing Costs
Plus the enjoyment of offering your customers instant dual pricing with no card processing fees.
Call or text us at 801-205-1955.
See How Dual Pricing Works
One transaction. Two clearly displayed prices.
What Is No Contract Credit Card Processing?
Payment No Cancellation Fees
Contract-free merchant services allows businesses to accept payments without being locked into lengthy processing agreements or cancellation penalties.
Unlike traditional merchant service providers that require multi-year commitments, no contract payment processing offers:
- Month-to-Month Service
- Transparent Pricing
- Flexible Payment Solutions
- POS System Options
- No Long-Term Credit Card Terminal Leases
- Easier Account Changes If Business Needs Evolve
This gives businesses more control over their payment processing services while maintaining modern payment capabilities.
Three Free Choices With No Contracts
Dejavoo Payment Terminals
Simple payments. More ways to save.
Accept payments with modern Dejavoo terminals for fast, secure checkout at the counter or on the go.
✓ Dual Pricing Available
✓ Fast, Secure Checkout
✓ Next-Morning Funding
✓ Countertop & Mobile Options
✓ No Long-Term Contract
PayAnywhere Mobile Payments
Take your business with you.
Accept payments at the counter, across the room, or wherever business takes you.
✓ Mobile & Countertop Payments
✓ Tap, Dip & Swipe
✓ Built-In POS Features
✓ Wi-Fi & Cellular Connectivity
✓ No Long-Term Contract
PayAnywhere POS System
More than payments. One complete POS.
Bring payments, inventory, reporting, and business management together in one modern system.
✓ Accept Payments
✓ Manage Inventory
✓ Track Sales
✓ Employee Management
✓ Customer-Facing Display
✓ No Long-Term Contract
Flexible Payment Processing Without Cancellation Fees
No Contract. No Cancellation Fees.
Stay because it works for your business. Not because a contract says you have to.
iSmart Payments gives you the flexibility to use modern payment technology without a long-term processing commitment.
✓ No Long-Term Contract
✓ No Cancellation Fees
✓ Upgrade Payment Technology
✓ Accept Modern Payment Methods
✓ Flexible Pricing Options
✓ Next-Morning Funding
Modern payments. More flexibility.
POS Systems & Payment Terminals
Clover, PayAnywhere & Dejavoo
Choose the payment technology that fits your business.
Qualified businesses can choose from modern POS systems and payment terminals with complimentary equipment options available.
Clover POS Systems
Full-featured POS technology for payments, inventory, reporting, and employee management.
PayAnywhere POS Systems
Flexible countertop and mobile solutions for payments, reporting, and everyday business management.
Dejavoo Payment Terminals
Simple, secure payment terminals with EMV, contactless payments, and dual pricing options.
✓ Complimentary Equipment Options
✓ No Long-Term Contract
✓ PCI-Compliant Payment Technology
Accept Modern Payment Methods
More Ways for Customers to Pay
Make checkout simple, wherever business happens.
Accept today’s most popular payment methods with modern payment technology designed for fast, convenient checkout.
✓ EMV Chip Cards
✓ Tap-to-Pay
✓ Apple Pay & Google Pay
✓ Contactless Payments
✓ Mobile Wallets
✓ Text-to-Pay
✓ QR Code Payments
✓ Wireless Payments
One payment solution. More ways to get paid.
Switch Payment Processing. Without the Headache.
Switching Is Easier Than You Think
Ready for something better? We make the move simple.
iSmart Payments helps you transition to your new payment solution with everything configured and ready to go.
✓ Account Setup Assistance
✓ Payment Equipment Configuration
✓ POS System Support
✓ Payment Gateway Setup
✓ Employee Setup & Training
Less disruption. More support. A smoother switch.
Industries We Support
Built for the Way You Do Business
One payment solution. Built for businesses of all kinds.
From the counter to the jobsite, iSmart Payments provides flexible, no-contract payment solutions designed around how your business gets paid.
✓ Restaurants & Hospitality
✓ Retail Stores
✓ Salons & Spas
✓ Contractors & Service Businesses
✓ Auto Repair & Automotive
✓ Medical & Dental Offices
✓ Self Storage
No long-term contracts. Modern payment technology. More flexibility.
Get Started With No Contract Credit Card Processing
Get Started Let’s Go!
If your business is looking for flexible merchant services without restrictive contracts or cancellation fees, iSmart Payments can help.
Our no contract processing solutions are designed to help businesses modernize payment systems, reduce expenses, and maintain payment flexibility.
Call or text iSmart Payments at 801-205-1955.
Greg Kapitan
The Payments Man
Payment Technology Consultant Since 2009 – iSmart Payments
Frequently Asked Questions About No Contract Credit Card Processing
Why do businesses prefer no contract merchant services?
Many business owners prefer flexible month-to-month payment processing because they want to avoid long-term commitments, expensive equipment leases, hidden fees, and early termination penalties. No contract merchant services give businesses more flexibility to upgrade payment technology, change providers if needed, and adapt payment systems as their business grows or operational needs evolve.
What should businesses watch for in payment processing agreements?
Business owners should carefully review cancellation terms, auto-renewal clauses, PCI fees, equipment leases, monthly minimums, and hidden processing costs before signing a merchant agreement. Some traditional processing contracts include expensive termination penalties or long equipment lease obligations that can become costly over time if the business wants to switch providers.
Can businesses still get modern POS systems without signing long contracts?
Modern payment technology is still available through many flexible merchant service programs. Qualified businesses may access Clover, PayAnywhere, Dejavoo, wireless terminals, countertop POS systems, and mobile payment devices without committing to restrictive long-term agreements. Businesses can still accept tap to pay, mobile wallets, and contactless payments while maintaining greater flexibility.
Is switching payment processors difficult for small businesses?
Many businesses are surprised to learn that switching payment processors is often easier than expected. Modern onboarding tools, equipment setup assistance, POS support, and payment gateway configuration help businesses transition quickly with minimal operational disruption. In many cases, businesses can begin processing payments rapidly while improving flexibility and payment technology.
What payment methods do modern merchant services support?
Modern merchant service providers support EMV chip cards, tap to pay, Apple Pay, Google Pay, mobile wallets, contactless payments, QR code payments, Text-to-Pay, and wireless payment processing. Businesses increasingly need flexible payment acceptance because customers now expect fast, secure, and convenient checkout experiences across both in-store and mobile environments.
What types of businesses benefit most from flexible payment processing?
Restaurants, retail stores, salons, contractors, medical offices, auto repair shops, self storage facilities, and service businesses commonly benefit from flexible merchant services. Businesses that process frequent transactions often value transparent pricing, reliable support, modern POS systems, and the ability to avoid restrictive contracts that may limit future payment technology upgrades.
